Frak Finance

Outsourced Finance &
Accounting Services for SMBs
CFO level strategy and hands-on execution for small and mid-sized businesses navigating acquisition, growth, or exit. Let's talk about what's next for your business. Schedule A Free Consultation
Your Finance Team Without the Full-Time Cost One firm building end-to-end financial infrastructure that drives real enterprise value without the overhead of a full-time hire. Our Solution For Businesses Based In Chicago,
Serving Globally
Built around what your business actually needs right now. Book your free 15 minute consultation now. Services We Provide

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    Where did you hear about us?

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      From founder-led businesses to mid-market operations, business owners across SaaS, eCommerce, manufacturing, and professional services rely on Frak Finance.

      Recognized by the founders and operators who have placed their trust in us.

      Who's Behind Frak

      Operators Who Have Built, Scaled, & Sold Businesses.

      We Build the Financial Infrastructure Your Business Is Missing

      Frak Finance is a boutique firm providing C-suite financial leadership to the SMB market. We’re a team of vetted operators, CFOs, controllers, bookkeepers, and advisors, who learn your business first, then design financial solutions that fit your stage, your industry, and your goals.

      Operator-Led Insight

      A team that has built, scaled, acquired, and exited businesses themselves.

      Vetted Talent, On Demand

      Trusted network of hand-picked senior operators, matched to your stage.

      Work With Us—From Anywhere, Through Anything.

      1
      Years Serving SMBs
      $ 1 M
      Revenue Range Served
      1 +
      Finance & Accounting Lines
      0 %
      Tailored Engagements
      1
      Years
      Serving SMBs
      1 +
      Finance &
      Accounting Lines
      $ 1 M
      Revenue Range
      Served
      0 %
      Tailored
      Engagements
      1
      Years Serving SMBs
      1 +
      Finance & Accounting Lines
      $ 1 M
      Revenue RangeServed
      0 %
      Tailored Engagements

      Advisory and Execution, Scoped to Your Business, Your Stage, and Your Goals.

      Finance professionals

      Can't find what you need?

      See all the services we offer.

      What Frak Does Differently

      Your Financial Arm.
      Wired Into Your Operations.

      Convert your finance from a passive back-office function into an active driver of decisions. Get the peace of mind that comes from partnering with Frak.

      The Growth CFO
      Mandate

      Plugging holes is a one-time fix. We are growth CFOs, not cost-cutting CFOs. Our focus is taking your business toward profitability and helping it grow, not just cutting costs to no end.

      Not Enterprise, Not Micro,
      SMB-Focused

      Frak fills the gap in the middle market, the $1M to $50M range where business owners face their highest-stakes financial decisions and need the infrastructure and senior talent to back them.

      Principal-Led
      After the close, you work with the principal, not handed off to a junior team. Tom stays with you throughout the engagement.
      Defined Engagement
      Engagements are defined upfront and held to mandate. We deliver the work you hired us for. No pitching additional services.
      Accountability
      We don't arrive with a playbook. We help your team build one to achieve what matters most, then hold them accountable to it.
      Boutique & Tailored
      We learn the business before recommending anything. Every engagement begins with a diagnosis, not a prescribed playbook.

      Work With Us—From Anywhere, Through Anything.

      Our Featured Projects

      Selected Case Studies

      See the measurable results Frak Finance has delivered for SMBs.

      Support Across The Life Of Your Business

      At Frak, we take care of what your needs are and we tailor it exactly to what your business requires.

      GROWTH STAGE
      RAISE CAPITAL
      EXIT & SELL
      SUCCESSION

      Growth Stage

      Scale with financial infrastructure that keeps pace with your ambition. We install forecasting, budgeting, and KPI frameworks that grow as you do—not after you’ve already outgrown them.

      Cash flow forecasting and working capital management

      Department-level KPI tracking and accountability

      Rolling budgets and driver-based financial models

      Cost structure analysis and margin optimization

      Raise Capital

      Whether it’s debt or equity, we build the financial story that gets lenders and investors to yes. From clean financials to investor-ready decks, your numbers will speak for themselves

      Investor-ready financial packages and projections

      Cap table management and ownership modeling

      Lender introductions and loan packaging support

      Due diligence preparation and data room setup

      Exit & Sell

      We prepare your business to command the highest valuation possible. Adjusted EBITDA, normalized financials, and a clean data room, so buyers see a transferable asset, not a dependency on you.

      Exit readiness assessment and valuation support

      Adjusted EBITDA and normalized financials preparation

      Data room documentation and buyer due diligence prep

      18–36 month exit roadmap and milestone planning

      Succession

      Transition your business on your terms. We help you plan leadership handoffs, document institutional knowledge, and ensure the company thrives long after you step away.

      Leadership and key-role succession frameworks

      Owner transition planning and operational continuity

      Financial governance documentation and SOPs

      Working capital analysis for transaction support

      INDUSTRIES WE SERVE

      Partnering with Businesses Across Every Sector

      From an early stage start-up’s growth strategies to helping existing businesses, we have done it all!

      Finance & Accounting Services For Manufacturing Industry - Frak Finance
      Manufacturing
      Finance & Accounting Services For Construction Industry - Frak Finance
      Construction
      id4
      Hospitality
      Finance & Accounting Services For Ecommerce Industry - Frak Finance
      Ecommerce
      id14
      Electric
      Finance & Accounting Services For Real Estate Industry - Frak Finance
      Real Estate
      Finance & Accounting Services For Logistics Industry - Frak Finance
      Logistics
      Finance & Accounting Services For Social Entertainment Industry - Frak Finance
      Social Entertainment
      Finance & Accounting Services For Law Firms - Frak Finance
      Law Firms
      Finance & Accounting Services For Doctors - Frak Finance
      Doctors
      Finance & Accounting Services For Marketing Agencies - Frak Finance
      Marketing Agencies
      Finance & Accounting Services For SAAS Industry - Frak Finance
      SAAS

      “I’ve been the analyst, the CFO, the CEO, and the owner who sold the company. Frak Finance is what I wish I’d had in every one of those seats.”

      Tom Dillon

      Founder & CEO, Frak Finance

      Watch Video

      The Frak Process

      Designed by Operators.
      Held to Standard. Executed With Discipline.

      Every engagement is structured, scoped, and led by senior operators. The process is built to deliver clarity from the first conversation and continuity through every stage that follows.

      HOW IT WORKS

      What Changes When You Work with Us

      Frak Finance doesn’t just clean up your books, we transform how you see, manage, and grow your business. Here’s what our clients experience after they start working with us, and why they stay for the long run.

      Financial Clarity

      You see where every dollar goes, which services or products are actually profitable, and where to invest next. Decisions shift from gut-feel to data-driven.

      Time Reclaimed

      Stop spending nights reconciling books or chasing down invoices. You get your weekends back and refocus on what only you can do—leading your business.

      Growth Confidence

      Know exactly when to hire, when to invest, and when to hold. With rolling forecasts and scenario models, you move on strategy instead of guessing.

      Exit Readiness

      Even if an exit is years away, your books, processes, and reporting are structured so that when the day comes, your business commands the valuation it deserves.

      +38%

      Increase in activation rate within 60 days

      Measured across multiple SaaS growth engagements.

      –32%

      Reduction in customer churn in the first 90 days

      Through lifecycle programs and onboarding redesign.

      +$1.8M

      Net-new ARR impact generated through pricing

      Based on data from mid-market SaaS projects.

      2.7×

      Increase in expansion revenue without changing CAC

      Enabled through strategic packaging and upgrade motion.

      Right Operator. Right Stage. Right Sector. Every Time.

      Plug Into Our Network That Has
      Every Role Your Business Will Need.

      When you engage Frak, you are not hiring one contractor. You’re gaining access to a network of vetted professionals. As your needs shift, so does your team, without you having to search for the right person. Whether you need CFOs, controllers, bookkeepers, tax strategists, or M&A advisors, we bring them in from our network, matched to your industry and stage, hand-selected and personally vetted by our founder.

      Scaling, Acquiring, or Preparing to Sell? Let’s Talk.

      Run Your Business on Numbers You Can Trust.

      Looking to have a real conversation about your numbers? Book a call today to discuss the gaps standing between you and your goals.

      A Strategy Call With Senior Leadership
      Honest Read Of Where You Stand Financially
      Clear Next Steps, Scoped To Your Situation

      Call Us Support 24/7: (312) 685-1627‬

      Call Us Support 24/7: (312) 685-1627‬

      View All Consulting Office Locations

      View All Consulting Office Locations

      Schedule a Free Consultation

        Where did you hear about us?

        Frequently Asked Questions

        Plain answers to the questions owners actually ask us.

        1. When does a business usually need Frak Finance?
        Most owners come to us when the business has outgrown basic bookkeeping, but hiring a full-time finance leader does not make sense yet. That usually means cash feels unclear, reporting is late or hard to trust, decisions are getting bigger, or the owner needs stronger financial leadership without adding a full-time executive.
        2. What financial issues do owners usually miss before they become expensive?
        The biggest problems are usually not obvious at first. Books may be closed, payroll may run, and cash may still be coming in, but margins, tax planning, pricing, debt, or timing issues can quietly build underneath the surface. Frak helps owners spot those issues early enough to actually do something about them.
        3. How is Frak different from hiring a bookkeeper, CPA, or another fractional CFO firm?
        A CPA and bookkeeper usually help you stay compliant and keep the books organized. Compared to a typical fractional CFO firm, Frak also brings a vetted finance bench, founder-level oversight, and the ability to support the full business lifecycle, from growth & acquisitions to succession and exit planning.
        4. Will Frak stay focused on the scope we hire you for?
        Yes. The goal is to solve the finance problems you hired us to solve, not create distractions or push into areas that do not belong to us. If a need comes up outside the original scope, we can give you a clear recommendation and help you decide whether it is worth addressing.
        5. Can Frak support us if we are not planning to sell the business soon?
        Yes. A stronger finance function helps whether you want to grow, stabilize, acquire, sell later, or simply run the company with less stress. Even if an exit is years away, clean financials, better reporting, and clearer decision-making make the business more valuable and easier to operate.
        READ OUR BLOG

        Featured News and Insights

        Read our latest financial insights, written for SMB owners and operators at every stage.

        — BUILT TO EXIT —

        Monthly Finance Briefings to Grow, Acquire, or Exit Your Business

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        Finance and accounting leadership for privately held businesses at every stage. Ready to see what the right financial partner changes? Get in touch with Frak Finance today.

        Address Business
        Chicago, IL
        New York, NY
        Ft. Myers, Florida
        Mumbai, India
        Manila, Philippines
        Galway, Ireland
        Contact With Us
        Call Consulting: (312) 685-1627‬
        Working Time
        Mon - Fri: 9:00am - 5:00pm CST
        Weekends: Closed